Areas of Work

Consumer and Business Credit

Chambers' Property Group has a particular speciality in consumer credit and related mortgage litigation.

Reported cases include:-

Huntpast Limited v. Leadbeater [1992] GCCR 163 (regulated agreements - total charge for credit)

Shireknight Limited v. Wareing [1993] GCCR 1677 (extortionate credit bargain -when application should be made)

Southern and District Finance Plc v. Barnes [1995] GCCR 1935 (regulated agreements - time orders)

Heffernan v. Grangewood Securities Limited [2001] EWCA Civ. 1082 (extortionate credit bargain - abuse of process)

Paragon Finance Plc v. Nash & Staunton [2002] 1 WLR 685 (interest rate variation clauses- implied terms - extortionate credit bargain - unfair contract terms)

Broadwick Financial Services Limited v. Spencer [2002] GCCR 51 (regulated agreements- execution - extortionate credit bargain)

Grangewood Securities Limited v. McGinn [2002] GCCR 251 (regulated agreements- execution - total charge for credit)

Group members sit as Recorders and Deputy District Judges dealing with all aspects of consumer credit litigation, and chair consumer credit licensing appeals for the Secretary of State for Trade and Industry.